FHA Mortgage

FHA loans are designed to make homeownership accessible and affordable, especially for first-time buyers.

What an FHA Loan Offers

Low down payment

Easy to combine with down payment assistance options

Flexible credit score guidelines

Competitive interest rates

Higher allowance for debt-to-income ratios

Backed by the Federal Housing Administration

See If FHA Is Right for You

Why FHA Loans Work

With rising home prices in the US, FHA loans help bridge the gap for buyers who may need a more affordable entry point into the market. These loans are excellent for buyers who want stability and a predictable payment structure.

Get FHA Pre-Approved

Who FHA Loans Fit Best

First-time homebuyers

1

Borrowers with limited credit history

2

Buyers who need a low down payment

3

Anyone seeking a more flexible approval path

4

Your FHA Expert in Nashville

OnPoint Mortgage has extensive experience navigating FHA guidelines and helping clients leverage this program to secure the right home at the right payment. We keep the process simple and smooth from start to finish — no surprises, just solutions.

Book Your FHA Strategy Call