Your Home
For A Loan
Expert Guidance, Competitive Rates, and Personalized Solutions for Every Homebuyer
Why OnPoint?
Mortgage Financing Options
At OnPoint Mortgage, we provide our clients with access to a carefully curated selection of high-value loan options designed to meet a variety of homeownership goals. Whether you're looking to purchase your first home, refinance an existing property, or invest in real estate, we offer personalized solutions that align with your financial aspirations.
Guidance from Start to Finish
Members become part of a vibrant community of entrepreneurs and investors. This community provides opportunities for networking, collaboration, and knowledge sharing, allowing members to learn from each other's experiences and expertise.
Support Beyond Closing
t OnPoint Mortgage, our commitment to our clients doesn’t stop at closing. We continue to provide ongoing guidance and support to ensure that you feel confident managing your mortgage and exploring future opportunities. Whether you're considering refinancing, exploring investment properties, or need advice on how to optimize your financial situation, our team is here to help.
Loan Options
Conventional Loan
Flexible loan options with competitive rates for various borrowers.
FHA Mortgage
Ideal for first-time buyers with lower credit and down payment requirements.
VA Mortgage
Exclusive loan benefits for eligible veterans, active-duty service members, and spouses.
Jumbo Loan
Financing for high-value homes that exceed standard loan limits
NON-QM Loan
Customized loan solutions for self-employed and non-traditional borrowers.
HELOCs Loan
Access home equity for future expenses with a flexible line of credit.
See how much you can save every month
Switch to our all-in-one platform and see the savings soar.
Mortgage Calculator
Monthly Mortgage Payment
Cash Out Refinancing
Designed for homeowners who want to leverage their home’s equity to fund major expenses, such as home improvements, debt consolidation, or investments. This program allows borrowers to take out a new loan for more than they owe and receive the difference in cash.
Apply
No Cash Out Refinance
Ideal for homeowners looking to lower their interest rates or monthly payments without accessing additional equity. This option helps borrowers maintain financial stability while improving loan terms.
Apply
Investment Properties
Designed for individuals looking to finance rental properties or expand their real estate portfolio. These loans provide competitive financing for income-producing properties, helping investors build wealth through real estate.
Apply
Construction Loans
Whether you're building from the ground up or planning a major construction project, we provide flexible financing solutions to support your vision. Our Construction Loans offer short-term funding to cover building costs, while our Construction Permanent Loans transition seamlessly into long-term financing once construction is complete—reducing hassle and simplifying the process for homeowners and builders alike.
Apply
What people are saying about us
